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How Much?

Our small loans range from $300-$5000 over a period of 3-12 months, and we are flexible with the terms. Want to pay off the loan early? OK! Want to set a repayment amount you're comfortable with? OK! Anything is possible.


Keep in mind we generally only lend a maximum of $1000 for first time clients.

Am I Eligible?

Whether you're working, self employed, receiving workcover, unemployed and on Centrelink benefits, we welcome all! As long as there is stable income, you are over the age of 18, an Australian Citizen or Permanent Resident, we can help you.


We do credit checks but we welcome people with less than a stellar credit rating!

What Do I Need?

We try to make it as easy as possible for you. But there are some things we need.

  • 100 points of ID
  • Proof of income
  • Bank Statement for the last 90 days

In most cases, we can obtain these very easily via email and an online statement retrieval service for a same day response and instant approval.

Submit and Wait!

Give us a little time to process your application. We are generally very quick and in most cases, if approved, you will get the funds on the same day.


It really is that easy!

 

Small Personal Loans

If the principle amount you borrow is between $300 – $2,000 you’ll pay:

  • An Establishment fee: 20% of the principal amount
  • A Monthly loan fee: 4% of the principal per month

Example: A loan of $1,000 over a period of 6 months (24 weeks) will have a weekly repayment of $60.00. The fees and charges totals to $440. Hence the total amount to pay back is $1440.

Calculate your loan repayments



Estimated Repayments

per week
per fortnight
per month

Your Loan Amount

Credit Amount

+

Credit Costs

=

Total Payable

Repayments are indicative only and based on our assessment of your application. Minimum repayment term is 12 weeks/3 months and maximum is 52 weeks/12 months. Max APR is 48%.

Medium Personal Loans

If the amount you borrow is between $2,001 – $5,000 you’ll pay:

  • An Establishment fee: $400
  • An Interest Rate : Maximum APR of 48%

Example: A loan of $2500 over a period of 9 months (36 weeks) will have a weekly repayment of approximately $83.96. The interest, fees and charges totals to approximately $922.45. Hence the total amount to pay back is $3422.45.

 

About Us

OK! Cash Loans may be a new name, but the people behind the company has had over 20 years of experience in providing small personal loans to suburbs of Sydney. Our office is located in Blacktown of Western Sydney, but our services are available for everyone living in Australia. We practice responsible lending and treat every client's situation with care, respect and understanding. Unlike many lenders, we still focus on face to face interactions with our customers. We understand some people have difficulties doing things online, so we work with you and guide you through our loan process. But if you want to deal with us online, that's OK! as well. Our customers needs has always been our top priority, and this is what sets us apart from the many lenders that are out there. If you need a small cash loan for whatever reason, apply with us today!

reliable

You will always be able to speak with a staff member when you need them.

flexible

We offer you flexibility in how you repay your loan back, and other areas of the loan process.

fast

We want you to go on with your lives with no downtime, so fast approvals and response time.

Here is what our customers have to say!

 

Let's get in touch

For all enquiries, send us an email, give us a call, or come visit us at our office.

contact@okcashloans.com.au

(02) 9622 2295

10A Westfield Place, Blacktown, NSW 2148
Monday - Friday : 9am - 5pm

Located upstairs. No disability access. We apologise in advance for the inconvenience. Please call us instead for assistance.

Contact us